Terms of Use
Last Updated: 17 September 2025
Introduction
Welcome to Fuzsion Capital Pte Ltd (“Fuzsion Capital”). These Terms of Use set out the legally binding agreement between you and Fuzsion Capital for access to our website, mobile applications, platform, and any services provided. By continuing to use our Services, you confirm that you have read, understood, and agreed to these Terms in their entirety.
We recommend that all users carefully review these Terms, along with our Privacy Policy and any additional agreements that may apply to specific services. Your continued use constitutes your acceptance of future revisions, which we may update from time to time to reflect changes in law, technology, or business practices. If you do not agree, you should discontinue use immediately.
Section 1 - Eligibility & Compliance
Eligibility to use our Services is restricted to persons of legal age and capacity under applicable law. By using our Services, you represent that:
- You are at least 18 years old, or the age of majority in your jurisdiction.
- You have full authority and capacity to enter into binding agreements.
- You will use the Services in full compliance with applicable laws, including securities, anti-money laundering (AML), counter-terrorism financing (CTF), tax, and data protection laws.
You acknowledge that certain investment opportunities offered on our platform are available only to accredited investors or institutional investors as defined under Singapore law. Misrepresentation of your status or credentials is strictly prohibited and may result in regulatory reporting, account suspension, or termination.
Section 2 - Scope of Services
Fuzsion Capital operates as a licensed fund management company and investment platform, enabling investors to participate in private credit, secured lending, real estate-backed loans, and related opportunities. The platform provides:
- Information and marketing materials relating to investment products.
- Onboarding and verification processes to ensure compliance with MAS regulations.
- Access to investor dashboards, transaction processing, and reporting tools.
- Secure communications and document storage features.
We reserve the right to modify, suspend, or discontinue any aspect of the Services without prior notice. You agree that Fuzsion Capital shall not be liable for any modification or discontinuation of Services
Section 3 - User Responsibilities
As a user of our Services, you agree to:
- Provide accurate, current, and complete information during registration.
- Safeguard your login credentials and notify us immediately of unauthorized use.
- Bear full responsibility for all activities conducted under your account.
- Maintain updated personal and financial information required for regulatory compliance.
You agree not to misuse the platform, engage in fraudulent activity, or attempt to circumvent our security measures
Section 4 - Electronic Consent & Transactions
By interacting with our platform, you consent to the use of electronic records and signatures under the Singapore Electronic Transactions Act. This means:
- Agreements and consents given electronically carry full legal effect.
- Communications may be delivered via email, SMS, WhatsApp, or in-platform notifications.
- You are responsible for maintaining access to electronic communications.
We encourage you to download and retain copies of all agreements and disclosures for your records.
Section 5 - Intellectual Property & Licensing
All proprietary rights, including intellectual property, patents, copyrights, designs, trade secrets, and trademarks appearing on our platform belong exclusively to Fuzsion Capital or its licensors. No part of the website or content may be reproduced, distributed, or transmitted in any form without express written permission.
We grant users a limited, non-transferable, revocable license to use the Services solely for personal investment purposes. This license does not permit modification, commercial exploitation, or reverse engineering of our platform
Section 6 - Accuracy of Information & Risk Disclaimer
While Fuzsion Capital strives to ensure accuracy and reliability of content, all information provided on our website is for informational purposes only and does not constitute financial advice. Investment values may fluctuate, and past performance is not indicative of future results.
Users are strongly advised to conduct independent due diligence and seek advice from qualified professionals before making investment decisions. By using our Services, you acknowledge and accept that all investments carry inherent risks, including loss of principal.
Section 7 - Third-Party Services & External Links
Our platform may feature links to third-party websites, software, or services. These are provided solely for convenience, and Fuzsion Capital makes no representations about the accuracy, reliability, or legality of third-party content. Engaging with third-party services is entirely at your own risk.
We disclaim liability for any losses arising from third-party engagements. Users should carefully review third-party terms and privacy practices before proceeding.
Section 8 - User Content, Feedback & Submissions
Users may submit ideas, comments, or feedback to Fuzsion Capital. By doing so, you grant us a perpetual, royalty-free license to use such submissions for any purpose. We are under no obligation to maintain confidentiality of submissions or to provide compensation.
You warrant that your submissions do not infringe the intellectual property rights of third parties and that you are solely responsible for any legal consequences arising from your content.
Section 9 - Privacy & Data Security
Your privacy is important to us. We process personal data in accordance with our Privacy Policy, which outlines how we collect, store, and use your information. By using our Services, you consent to such processing.
We employ reasonable security measures, including encryption, firewalls, and access controls. However, you acknowledge that no system is fully secure and agree that we are not liable for unauthorized access or breaches beyond our reasonable control.
Section 10 - Prohibited Uses
You agree not to use our Services for the following:
- Engaging in illegal activities or violating applicable laws.
- Misrepresenting identity, investment qualifications, or financial information.
- Uploading harmful code, malware, or interfering with security features.
- Distributing unlawful, defamatory, or infringing content.
We reserve the right to suspend accounts or pursue legal remedies for prohibited conduct.
Section 11 - Termination of Access
Fuzsion Capital may suspend or terminate access without prior notice if:
- You breach these Terms.
- We suspect fraudulent, illegal, or harmful activity.
- Required by regulatory authorities.
Termination does not affect accrued rights or obligations. You remain liable for all outstanding commitments.
Section 12 - Limitation of Liability & Indemnification
To the maximum extent permitted by law, Fuzsion Capital disclaims all warranties and limits liability for any damages, including direct, indirect, incidental, or consequential losses arising from use of our Services.
You agree to indemnify and hold harmless Fuzsion Capital, its affiliates, employees, and partners from any claims, losses, or damages resulting from your breach of these Terms or misuse of the Services.
Section 13 - Dispute Resolution & Governing Law
These Terms are governed by Singapore law. Any disputes shall be resolved as follows:
1. Initial referral to our support team for resolution.
2. If unresolved, referral to the Financial Industry Disputes Resolution Centre (FIDReC).
3. If still unresolved, binding arbitration in Singapore under the SIAC rules.
The arbitration shall be conducted in English, and the decision shall be final and binding
Section 14 - General Provisions
These Terms constitute the entire agreement between you and Fuzsion Capital. If any provision is found unenforceable, the remaining provisions will remain valid. We may assign our rights without restriction, while you may not assign your rights without consent.
Headings are included for convenience only and shall not affect interpretation.